The MIT Independent Residence Development Fund or IRDF provides loans and grants to help MIT FSILGs improve their buildings, particularly for educational, safety,and  accessibility purposes, and with construction projects. Donors making tax-deductible gifts to MIT may choose to direct their contribution toward the IRDF.

Organizations considering large or small construction projects may want to consider taking out an IRDF loan, because IRDF loan interest rates and terms are designed to be beneficial to MIT FSILGs. All organizations with operating expenses may want to consider applying for an IRDF grant, as these are designed to help MIT FSILGs.